First Time Home Buyer Resources
If you’re searching for your Dream House, then these First Time Home Buyer Resources are just for you. They’ll prepare you for the real estate journey you’re about to begin. I hope you take full advantage of the first time home buyer resources that are offered here. They’ll give you the confidence you’ll need to move forward, purchase your dream house and make it your real house.
Home Buyer Videos
Watch And Learn
Start by watching the home buyer videos below. Take a few minutes to learn what you’ll need to do to reach your goal of home ownership. The videos will show you tips for saving for your down payment in addition to teaching you about programs that are available to you as first-time home buyers. Oh, by the way…did you know that if you haven’t purchased a home in 3 years, you’re considered a first-time home buyer again and may be eligible for assistance? I bet you didn’t know that! That’s why these first time home buyer resources are crucial tools for your success.
Home Buyer's Guide
An Invaluable Resource
The next First Time Home Buyer Resource for you is my Home Buyer’s Guide that you can download. It explains the home buying process and tells you what to expect along the way.
County Market Reports
The Current Median Sale Price Of Houses By Property Type
The next first time home buyer resources are the Market Reports By County. The following reports will show you the current median sale price of houses sold in each borough over the past three years. Each data point is one month of activity. Hover over or touch a data point to see the data for that month. These reports are live and are updated directly from the MLS.
Click on the county you wish to access. The report will open in a new page.
Mortgages And Down Payments
Find The Loan Type That's Right For You
I understand that the quest for that perfect dwelling is both thrilling and challenging, especially for first-time buyers. To ease your journey, I put together a comprehensive list of mortgage programs, each tailored to meet the diverse needs of aspiring homeowners. From exclusive benefits for military veterans to down payment assistance in the heart of New York City, this collection encompasses programs that not only make homeownership more achievable but also cater to the unique circumstances of the modern home buyer. Explore these first time home buyer resources with confidence, knowing that the keys to your dream home may be closer than you think.
VA Home Mortgage Loan
Are you a military veteran, active-duty service member, or surviving spouse looking to achieve the dream of homeownership? The VA Home Mortgage Loan is crafted exclusively for you. As part of my curated list of first-time home buyer resources, this program offers favorable terms and low or zero down payment options, making it easier for those who have served our nation to transition into their own homes.
SONYMA Loan Programs
Embarking on the journey of homeownership in New York? Explore the State of New York Mortgage Agency (SONYMA) programs featured in our first-time home buyer resources. Whether it’s “Achieving the Dream,” “Low Interest Rate,” “Conventional Plus,” “FHA Plus,” or the “Down Payment Assistance Loan,” these programs are designed to meet diverse financial needs, putting the keys to your dream home within reach.
Freddie Mac Programs
In our collection of first-time home buyer resources, we proudly present Freddie Mac’s “Home Possible” program. If you’re eager to own your first home but facing financial constraints, this program offers affordable mortgage options with minimal down payment requirements. It’s the key to unlocking the door to your future home.
Fannie Mae Programs
Are you searching for a mortgage solution that fits your unique circumstances? Look no further than Fannie Mae’s “HomeReady Mortgage,” featured in our first-time home buyer resources. This program is crafted to enhance affordability and flexibility, catering to a variety of income levels. It’s your ticket to a home that suits both your lifestyle and budget.
HUD's Good Neighbor Next Door Program
Calling all law enforcement officers, teachers, firefighters, and emergency medical technicians! Our first-time home buyer resources proudly present HUD’s “Good Neighbor Next Door” program. If you’re passionate about community service and homeownership, this initiative offers significant discounts in designated areas, making it easier for you to call a house your home.
As you review these first-time home buyer resources, envision the possibilities that each program brings to your unique journey. From down payment assistance to affordable mortgage options, these initiatives are crafted with you in mind, paving the way for you to unlock the door to your dream home.